Non-profit organization serving the Canadian Muslim community.
Provides support during the death of a family member by handling necessary government and religious formalities.
Aims to alleviate financial and emotional stress during funerals.
Maximum Funeral Cost Coverage:
Covers actual funeral-related expenses up to CAD $7,000 per deceased member, subject to availability of funds and approval by MFS.
Financial support includes:
Mosque services charges
Cemetery lot
Grave opening/closing fee
Funeral Coordination:
Provides financial and coordination support for funerals within Canada.
Requires local volunteer presence and a partnering mosque with funeral facilities.
In the absence of these, financial support may be provided up to CAD $7,000, subject to approval.
Coordination is strictly according to Sunni Muslim practices, which members acknowledge and accept upon enrollment.
Membership Eligibility:
Open to all Muslims 18 years of age or older residing legally in Canada.
International students with valid stay permission may apply but must submit proof of stay annually.
Family membership includes the principal applicant, spouse, and unmarried dependent children.
Married children are considered a separate family and must apply for their own membership.
Dependent children are covered only until they reach the age of 25 or remain unmarried, whichever occurs first.
Upon reaching 25 years of age, or upon marriage prior to age 25, the child must apply for a separate membership to continue coverage.
Application is completed online, and membership is activated only after receipt of payment, verification of required documents, and approval by MFS.
Membership Fee:
One-time non-refundable registration fee: CAD $150 per family
Monthly membership fee: CAD $20 per family
Membership Cancellation Policy:
Membership fees are generally non-refundable, except where required by law.
Membership may be cancelled for the following reasons:
Voluntary withdrawal
Failure to submit required documents
Failure to update account information
Failure to pay the registration fee or monthly membership fees
Non-compliance with organizational policies
Payment of monthly fees must be received by the 10th of each month.
Failure to pay monthly fees for three (3) consecutive months will result in automatic cancellation of membership for the principal applicant and all associated family members.
Membership cancellation decisions are made by MFS management.
Death of a Member:
Funeral expense coverage applies only within Canada.
MFS will pay funeral-related expenses up to CAD $7,000, subject to approval and availability of funds.
MFS will work with local funeral committees to arrange funeral services and costs.
In the absence of a local funeral committee, MFS may pay up to CAD $7,000 to the family upon receipt and verification of proof of death and funeral-related documentation.
If burial is arranged outside of Canada, no coverage applies as a general rule.
In cases where a member passes away in the United States, MFS management may, at its sole discretion, approve an exception upon receipt and verification of required documentation.
All payments are subject to document verification and approval by MFS management.
Financial Transparency:
All funds of MFS will be published and shared with members.
Information regarding membership fees and the overall financial status of the organization will be shared annually.
Liability Limitation:
MFS shall not be liable for delays, deficiencies, or failures in service caused by third-party service providers, volunteers, or circumstances beyond its reasonable control.
MFS’s liability, if any, shall be limited to the amount of approved financial assistance under this policy.
Policy Amendments:
MFS reserves the right to amend, revise, or update its policies, fees, coverage limits, and procedures at any time.
Financial Deficit and Member Contributions:
In the event that MFS experiences a financial shortfall that affects its ability to provide services, MFS may determine a temporary deficit amount.
Such deficit may be allocated equally among active members, subject to approval by MFS management.
Any deficit contribution shall be limited in amount, time-bound, and used solely for operational continuity.
The reason, amount, and duration of any deficit contribution shall be determined by MFS management.
Failure to contribute toward an approved deficit may result in suspension or cancellation of membership, subject to MFS policies.
